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Sterling Accident

Home Taxi Accident Claims

A claim record built around licensed work

Taxi Accident Claims for Licensed Drivers and Operators

Taxi accident claims need the normal collision evidence plus the vehicle’s licensing and working position. Use this page for the claim itself; ongoing case coordination sits under taxi accident management, while licensed replacement mobility has its own replacement taxi guidance.

Licensed taxi driver receiving accident claim support beside a collision-damaged vehicle
Taxi and PCO accident support
Licensing factsRecord the licensing authority, vehicle licence status, relevant plate details and any notification requirement given by that authority
Work configurationPassenger capacity, accessibility features, meter or other approved equipment may affect repair and replacement suitability
Downtime recordKeep factual dates for loss of use, assessment, repair and return without promising earnings recovery
Clear decision boundaryLicensing authorities, insurers, engineers and suppliers retain their own decisions; Sterling coordinates the vehicle claim and operational information
What can interrupt licensed work

What to record for a taxi accident claim

Work configuration

Passenger capacity, accessibility features, meter or other approved equipment may affect repair and replacement suitability.

Downtime record

Keep factual dates for loss of use, assessment, repair and return without promising earnings recovery.

Licence, ownership and supply checks

What to check before repair or replacement

Ordinary-car replacement

A standard passenger vehicle may not be lawful or suitable for licensed work.

Implied authority affiliation

Sterling is not a licensing body and has no implied relationship with a platform or operator.

Guaranteed downtime outcome

Repair timing, replacement supply and work impact depend on external decisions and availability.

Responsibility boundary: Licensing authorities, insurers, engineers and suppliers retain their own decisions; Sterling coordinates the vehicle claim and operational information.

What licensed drivers should record

How a taxi accident claim differs from a private car claim

Taxi accident claims need the normal collision evidence plus the vehicle’s licensing and working position. Sterling records the authority, vehicle class, plate or badge status, operator needs and downtime before coordinating qualifying recovery, assessment, repair and eligible licensed mobility.

This page is for taxi drivers and operators whose accident-damaged vehicle is also their working asset.

London black cab drivers can also see our black cab accident claims and licensed taxi replacement guide for TfL vehicle-licensing requirements, repairs and specialist working-vehicle considerations.

How the vehicle returns to work

How a taxi accident claim moves from report to repair

The collision record, vehicle owner, licensing position and work needs stay visible throughout the case.

  1. 1

    Report accident and licence details

    Provide collision facts, vehicle use, authority and operator information.

  2. 2

    Protect the vehicle

    Arrange qualifying recovery if it is not safe or suitable to continue working.

  3. 3

    Coordinate assessment

    Make commercial equipment and licensing requirements visible to the repair route.

  4. 4

    Review working mobility

    Discuss an eligible licensed replacement option subject to stock and supplier terms.

  5. 5

    Return to service carefully

    Complete repair, vehicle and any required licensing checks before resuming work.

Questions from taxi and private-hire drivers

What licensed drivers ask after an accident

For licensed drivers

Taxi and private-hire support beyond the claim

Licensed work has its own pressures on time off the road. This covers the management and mobility side.

Taxi accident management

Accident management for taxi drivers and operators

Start with an accurate vehicle record

Report the accident details you have

Sterling will review the vehicle position, explain the available coordination route and identify which organisation must make the next decision.